UnitedHealth Group Inc. · UNH

    equity

    Healthcare

    286.66+2.46 (+0.87%)

    Last updated: February 26, 2026

    Capital has been gradually leaving UnitedHealth Group Inc. The Flow & Accumulation Score sits at 36/100, with Chaikin Money Flow at -0.04 indicating net selling pressure over the past 20 trading days. The trend is under pressure, with the Trend & Momentum Score at 33/100, indicating a developing downtrend. The Risk Profile Score at 8/100 flags that the return does not currently compensate for the volatility and drawdown risk involved.

    Flow & Accumulation
    36/100Distribution
    Trend & Momentum
    33/100Downtrend
    Risk Profile
    8/100High risk, poor compensation

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    Where is money flowing?

    Flow & Accumulation
    36/100Distribution

    VWAP: Below 50d ($306.04) and 200d ($305.68)

    CMF (20-day)
    -0.04Slightly negative
    Relative Volume
    1.07×Average
    Force Index (13-day)
    -16.1MSelling pressure
    OBV Trend (21-day)
    FallingBearish divergence — move may lack conviction

    Capital is leaving UnitedHealth Group Inc. The Flow & Accumulation Score reads 36/100, indicating distribution — selling pressure is outweighing buying pressure over the measurement period. Chaikin Money Flow at -0.04 and On-Balance Volume (flat) provide a mixed picture of flow dynamics.

    What is the trend?

    Trend & Momentum
    33/100Downtrend
    MA PeriodValuePrice vs MADistance
    10-day286.19Above+0.2%
    21-day283.52Above+1.1%
    50-day313.75Below-8.6%
    100-day326.08Below-12.1%
    200-day313.28Below-8.5%
    ADX (14-day)
    36.2Strong Trend
    +DI / −DI: 21.3 / 31.4
    Trend State
    Neutral / Range-boundState 3 of 5

    The trend in UnitedHealth Group Inc. is negative. The Trend & Momentum Score reads 33/100, with price below the 50-day and 200-day moving averages — the intermediate trend structure has broken down.

    Is momentum building or fading?

    RSI (14-day)
    44.8Bearish
    MACD Histogram
    1.88Building
    Line / Signal: -8.48 / -10.35
    ROC Alignment
    +2.8%Mixed signals
    21d / 63d: +1.4% / -9.5%

    Short-term momentum is picking up against a negative longer-term backdrop. The 10-day rate of change reads 2.8% while the 63-day sits at -9.5% — a potential early signal of a momentum shift. RSI at 45 reflects bearish momentum, though not yet at extreme levels — selling pressure is present but has not reached exhaustion.

    How extended is this move?

    Distance from 50d MA
    -8.6%35th percentile of history
    Bollinger %B
    0.63Middle zone
    Upper / Lower: 297.05 / 268.93
    Bollinger Bandwidth
    0.10Normal
    Percentile: 33th

    Price is 8.6% below the 50-day moving average (35th percentile of its historical range). Bollinger Band %B at 0.63 shows price in the upper half of its recent volatility range.

    Where are the key levels?

    Resistance

    $263.90 – $328.94

    5.7% above15 signals
    Current$286.66
    Support

    $246.49 – $251.27

    13.2% below1 signals
    Nearest Support
    $246.49 – $251.2713.2% below1 signals
    Nearest Resistance
    $263.90 – $328.945.7% above15 signals
    Volume POC
    $303.715.6% below POC
    Value Area
    $263.20 – $348.99Price inside value area

    The nearest support reference is $246 — $251, 13% below — major swing at $249. Overhead, a strong resistance cluster at $264 — $329 (6% above) needs to clear — intermediate swing at $316, double top at $323, major swing at $327, intermediate swing at $266, and 11 other signals. The volume profile shows the highest activity around $304 (Point of Control), with the 70% value area spanning $263 to $349. The 52-week high at $606 sits 112% above, with price at the 14% mark of its annual range.

    How does this compare?

    Vs Benchmark
    9th percentileUnderperforming
    Capture Ratio (1Y)
    -17.4% / -3.8%Negative asymmetry
    Upside / Downside: -17.4% / -3.8%
    Peer comparison and sector ranking coming soon

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    What risk am I taking?

    Risk Profile
    8/100High risk, poor compensation
    Historical Volatility
    34.7%~10% monthly swings
    63-day: 52.5%
    Max Drawdown (1Y)
    -60.1%Worst peak-to-trough (1Y)
    Current: -51.2%
    Beta (1Y)
    0.06Lower than market
    Sortino (1Y)
    -0.72Weak
    Calmar (3Y): -0.15 — Poor
    ATR (daily range)
    3.3%Typical daily range
    Sharpe (1Y)
    -0.73Weak

    The risk profile of UnitedHealth Group Inc. is concerning. The Risk Profile Score sits at just 8/100 — severe downside risk with little return to show for it. Position sizing should be minimal regardless of trend strength. The 1-year Sortino Ratio is negative (-0.7) — the asset has lost money on a risk-adjusted basis over the past year. Maximum drawdown hit -60.1%, and the loss profile is unfavourable. Beta of 0.06 indicates very low correlation to the broader market — UnitedHealth Group Inc. moves largely independently of equity market swings.

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    Direction Assessment

    STRONG

    Confirmed uptrend with capital inflow

    WARNING

    Uptrend without volume support

    EMERGING

    Capital flowing in, trend not yet established

    WEAK

    Downtrend with capital outflow

    ← Low FlowHigh Flow →
    Risk Profile8/100

    High risk, poor compensation. Standard positioning appropriate.

    The combined signal is weak. Both trend (33/100) and flow (36/100) confirm bearish conditions — the asset is trending down with capital leaving. The Risk Profile Score at 8/100 compounds the concern — weak trend, weak flow, and unfavourable risk metrics.

    Conclusion

    Across the framework, UnitedHealth Group Inc. is in a weak position. Trend, flow, and momentum are aligned to the downside — the data does not currently support a bullish stance. The risk profile is the standout — at 8/100, the poor return-to-risk trade-off is the most defining characteristic for sizing decisions. These scores update daily as new data arrives. Flipside does not predict what happens next — it shows what is happening now, grounded in the data.

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